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How to Get The Best Mortgage For Your Needs
An amazing Mortgage Agent will contact you within minutes to figure out the best solution for your needs
Great Job! You're on your way to getting a great mortgage deal
We’ll Connect You With An Amazing Mortgage Agent
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They helped me understand all the risks and benefits of a reverse mortgage and held my hand through the entire process. They were so patient and knowledgeable. I would recommend them to anyone.
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I was able to save some money by refinancing to consolidate some credit card and other debt. I had no idea this was even an option! they were super attentive and responsive and taught me a lot
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I funded my second mortgage with them. They helped me explain how all this works and the benefits of refinancing again in the future as I pay off the mortgages in the future.
Just a Few Reasons To Work With Our Mortgage Agents
Get access to better rates and lenders! We have access to lenders that often have better rates and terms than the big banks and many of these lenders only work through Mortgage Pros!
Get amazing advice tailored to your specific needs and long term goals! Our Agents are amongst the best and will give you life long advice.
Our Agents work for you but get paid by the lenders! (with some exceptions. We'll let you know well in advance)
What is GuardianLend?
Guardianlend is a firm that connects you with a suitable mortgage expert. We do not charge for our service or directly provide mortgage products; we offer our customers no-obligation referrals and we are paid by the Introducer we refer to.
Complete a 20-second form, have a chat on the phone with one of our mortgage specialists, and you could be well on your way to getting your ideal mortgage.
Questions? Here are the answers.
What is your lowest rate?
We have a large network of lenders and have great rates. to accurately give you an exact number, we would need to know more about the terms you want, your credit, income, etc. we work fast so don’t hesitate to contact us!
Can I get a better rate if I already have a mortgage?
Yes, it is possible but it depends! Our agents will help you determine if a mortgage switch to a different lender with different terms makes sense for your situation. There are many variables such as changes in interest rates, your financial situation, the terms on your existing mortgage, etc.
How does having a guarantor or co-signer help me qualify for a mortgage?
With the right terms and structure, having a guarantor or co-signer can greatly improve your chances of getting approved for a mortgage. This is especially true for those with a limited credit history or lower income. If you are fortunate enough to have a guarantor, we will work with you and them to find the best solution.
How long does it take to get a mortgage?
We get it, sometimes you need to get approved fast to get your dream home! Our mortgage specialists are ready to work with you in a crunch to help you meet your tight deadlines. Every situation is different so timelines vary, but we’ll work fast and guide you in stages, starting with the pre-approval all the way to closing. We always suggest you plan ahead so that we can set you up for success.
What types of mortgages do you provide?
Our mortgage specialists provide all sorts of mortgages to suit your needs. whether you are a first-time buyer, refinancing, looking to take equity out of your home, or looking for uniquely structured mortgages like guarantor-backed mortgages. We are here to help!
Are your mortgage agents licensed?
Yes, every Mortgage Agent in our network is licensed in in the Province and/or State in which they serve
Can I get a mortgage with less than 20% down payment?
Yes, in many cases you can get an insured mortgage. This allows you to put down as little as a 5% down payment. Let’s chat to discuss the qualification requirements, negatives, and positives of getting an insured mortgage
Why would I refinance my mortgage?
Refinancing is a popular option to pull some cash out from your home equity. Many of our clients use this cash to invest (often in more properties), pay off higher-interest debt, renovate their home, pay for unexpected costs, etc.
My bank won't qualify me for a mortgage. Now what?
The big banks are considered “A Lenders” and often have the most stringent criteria. we have other lenders that are willing to take on more risk (B, C, Private, etc.). Each situation is different. Let’s chat to see what makes sense for you
